MRF E-MAIL NEWS Motorcycle Riders Foundation
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For Immediate Release

24 April 2009

Contact: Jeff Hennie, MRF Vice President of Government Relations
Email: jeff at mrf.org

HR 1253 - HIPAA Update

The Motorcycle Riders Foundation (MRF) is pleased to report that the U.S.
House of Representatives has taken a major step toward repairing the
loophole created when the regulations for the Health Insurance Portability
and Accountability Act of 1996 were written. This loophole allows insurers
to deny health care benefits to victims of motorcycle crashes simply
because they were riding a motorcycle. This loophole also allows insurers
to conceal this exclusion of benefits from the insured until a claim has
been submitted.

On March 31, 2009 the U.S. House, by a vote of 422 to 3, passed HR 1253,
the Health Insurance Restrictions and Clarifications Act of 2009. This
bill will require the insurance provider to fully disclose, prior to sale
of the plan and prior to participant's enrollment in the plan, all of the
limitations and restrictions of the plan.

While this bill does not close the loophole, it does do two very important
things; it formalizes the sense of the Congress that this issue needs to
be corrected, and it will have the effect of fully disclosing the depth of
this loophole with the participants.

"The most troubling aspect of this source of injury loophole has always
been the unknown. Not knowing if you are covered or not by your health
insurance in the wake of a tragedy is just unacceptable, and HR 1253 sheds
light on the substantial coverage gaps that exist today," said Jeff
Hennie, MRF Vice President of Government Relations. He added, "The MRF
remains committed to fully closing the loophole and making it illegal for
any insurance provider not to cover motorcycle injuries."

The bill is now awaiting action by the Senate Committee on Health,
Education, Labor, and Pensions. The MRF encourages all motorcyclists to
contact their U.S. Senators to encourage them to pass HR 1253.


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(c)All Information contained in this release is copyrighted. Reproduction permitted with attribution. The Motorcycle Riders Foundation, incorporated
in 1987, is a membership-based, national motorcyclists' rights organization headquartered in Washington, DC. The first motorcyclists'
rights organization to establish a full-time presence in Washington, DC, the Motorcycle Riders Foundation is the only Washington voice devoted
exclusively to the street rider. The MRF established MRFPAC in the early 1990s to advocate the election of candidates who would champion the cause
of rider safety and rider freedom.

The MRF proudly claims state motorcyclists' rights organizations and the very founders of the American riders' rights movement among its leading
members. The MRF is involved in federal and state legislation and regulations, motorcycling safety education, training, and public
awareness. The MRF provides members and state motorcyclists' rights organizations with direction and information, and sponsors annual regional
and national educational seminars for motorcyclists rights activists, as well as publishing a bi-monthly newsletter, THE MRF REPORTS.